Privacy Policy

Data We Collect

mvirtualpayments collects personal data including your name, email address, government-issued ID, and financial information as required for KYC compliance and account operation.

We also collect device data, IP addresses, and usage patterns through automated means when you interact with the platform or mobile app.

How We Use Your Data

Your data is used to verify your identity, process transactions, prevent fraud, and communicate service updates. We do not sell your personal data to third parties.

Cookies

The mvirtualpayments platform uses cookies to maintain your session, remember preferences, and analyze traffic patterns. You can manage cookie preferences through your browser settings.

Strictly necessary cookies cannot be disabled as they are required for the platform to function. Analytics cookies are optional and can be opted out at any time.

Data Sharing

We share your data only with regulated identity verification providers, licensed payment processors, and law enforcement when legally required. All third parties are bound by data processing agreements.

Data Security

mvirtualpayments uses AES-256 encryption for data at rest and TLS 1.3 for data in transit. Access to personal data is restricted to authorized personnel on a need-to-know basis.

Despite these measures, no platform can guarantee absolute security. Report any suspected data breach immediately to our security team.

Your Rights

You have the right to access, correct, or delete your personal data, subject to legal retention requirements. Submit data requests to the mvirtualpayment info@mvirtualpayments.io s support team in writing.

Third-Party Links

The platform may contain links to external sites. mvirtualpayments is not responsible for the privacy practices of any third-party website. Review their policies independently.

Data Retention

We retain your personal data for a minimum of 5 years following account closure, as required by anti-money laundering regulations. You may request confirmation of what data is held.

Policy Updates

This Privacy Policy was last updated in January 2026. We will notify registered users of material changes via email at least 14 days before they take effect.